Merit Financial Services

Debt Payoff Calculator

Avalanche vs Snowball — find your fastest path to debt-free

💳 Your Debts

💰 Extra Payments

This amount gets directed to the target debt after all minimum payments are made.

Results

Total Debt Balance Over Time

Payoff Timeline

⚡ Avalanche

🎯 Snowball

Debt-free is just the start

Talk to Merit about recycling your debt into wealth-building investments.

Call 1300 827 439
Merit Financial Services | Corporate Authorised Representatives of Paragem Pty Ltd | ABN 16 108 571 875 | AFSL 297276
This calculator provides estimates only and does not constitute personal financial advice.
📞 1300 827 439  |  ✉️ service@meritfp.com.au